Credit card accountability responsibility and disclosure act of 2009 long title an act to amend the truth in lending act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan and for other purposes. Accountability responsibility and disclosure act of 2009 or the credit card act of 2009 b table of contents the table of contents for this act is as follows sec 1 short title table of contents sec 2 regulatory authority sec 3 effective date. Credit card accountability and responsibility disclosure act of 2009 credit card act owlbert einstein credit and debt the recently signed credit card accountability responsibility disclosure act of 2009 also called the credit cardholder bill of rights makes many changes to the way credit cards are regulated. 4 consumer financial protection bureau card act report executive summary the credit card accountability responsibility and disclosure act of 2009 card act or the act changed the landscape of the credit card market the card act was enacted to establish. Credit card accountability responsibility and disclosure act of 2009 commonly called the card act is a federal law that fundamentally changed credit card issuers practices and consumers rights here is a brief guide to its history and its 12 biggest consumer protections
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